AI Credit Care helps US consumers find and challenge information on their credit reports that appears inaccurate, incomplete or unverifiable. With your written authorization we pull all three bureau reports as a soft inquiry, review them, and explain every flagged entry in plain language. You choose what to dispute, and you read and approve every letter before it is sent. We cannot remove accurate, current and verifiable information — no company can — and we will tell you when an item appears accurate rather than dispute it. You also have the right to dispute inaccurate information yourself, free, directly with the credit bureaus.