Hi
I am an unclear but will frame from car insurance and hope it assists. As am not sure on which customer queries to target in your scenario - dangerous to make a suggestion without a better understanding of your business model and products highest ROI. The customer queries should be data driven, ie volume. If that is the goal. We use semrush. moz and keyword planner and a few tools.
Lets say chasing car insurance, this got a client to No 1. This is a general answer..
The url we recommend be
www.example.com/car-insurance/
The Title tag we would recommend be Car Insurance | Compare Car Insurance Quotes | Example
If not a comparison site - Car Insurance | Car Insurance Quotes | Example
Now for the H1.
It should be different from the URL and Title but contextual..
So lets say Car Insurance Quote or Car Insurance Australia
The meta description should on our view the targeted keyword once and be about clickability.. not sure if that gets you there, but hope it helps.
Go get em.