Summit County they could afford it or not we that have played fair have to pay, that is somehow just not the American way, but this is not the America I grew up in and it is getting worse all the time, Common sense tells you that you need to have enough money saved up to pay your bills for 4 months or better. This is in case you lose a job, get sick, whatever......people in this country are stupid today and buy and OMG they need to get one of those too! Let's not forget the dolts that must keep up with the Jones and purchase that 3000 square foot home when all they really could afford realistically was a 2000 square foot home....